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Table 4 Spearman correlation matrix among age, CS, HEA, AGEF, gender, community, ownership, location, BUSACT, and AVEGROW

From: The mediating effect of microfinancing on access to finance and growth of microenterprises: evidence from the Philippines

Variable 1 2 3 4 5 6 7 8 9 10
1. Age          
2. CS 0.56         
3. HEA − 0.02 − 0.09        
4. AGEF 0.33 0.23 − 0.02       
5. Gender − 0.00 − 0.05 0.09 0.08      
6. Community − 0.11 − 0.14 0.35 0.02 0.22     
7. Ownership − 0.10 − 0.06 0.06 − 0.03 0.08 0.05    
8. Location − 0.05 0.02 0.04 0.14 0.06 0.13 0.18   
9. BUSACT − 0.03 − 0.06 0.04 − 0.21 − 0.02 0.06 − 0.13 − 0.15  
10. AVEGROW 0.01 0.08 0.10 − 0.04 − 0.08 − 0.17 0.00 0.06 − 0.03
  1. The critical values are 0.08, 0.11, and 0.14 for significance levels .05, .01, and .001, respectively